Financial Calculators
Plan investments, loans, mortgages, retirement, and taxes.
87 calculators available
Business
Break-Even Calculator
Find out how many units you need to sell to break even.
Cash Flow Calculator
Calculate net cash flow from income and expenses.
Discount Calculator
Calculate sale prices, savings, and discount percentages.
Markup Calculator
Calculate markup percentages and selling prices.
Profit Margin Calculator
Calculate gross, operating, and net profit margins.
Tip Calculator
Calculate tips and split bills between groups.
Economics
Interest
Loans
Amortization Calculator
Generate a full amortization table for any loan.
Annuity Calculator
Calculate future value of regular annuity payments with compound growth.
Annuity Payout Calculator
Calculate periodic income from an annuity balance over a payout period.
APR Calculator
Calculate the Annual Percentage Rate including fees and compounding effects.
Auto Lease Calculator
Calculate monthly lease payments including depreciation, interest, and taxes.
Auto Loan Calculator
Calculate monthly car payments based on price, down payment, and rate.
Average Return Calculator
Calculate arithmetic and geometric average returns for an investment over multiple periods.
Boat Loan Calculator
Calculate monthly payments and total cost for marine and boat financing.
Bond Calculator
Calculate bond price, yield to maturity, and current yield for fixed-income investments.
Budget Calculator
Create a monthly budget by allocating income across spending categories.
Business Loan Calculator
Calculate payments and costs for small business loans including SBA and term loans.
Canadian Mortgage Calculator
Calculate Canadian mortgage payments with semi-annual compounding as required by law.
Cash Back or Low Interest Calculator
Compare cash-back rebate versus low-interest financing offers on purchases.
Commission Calculator
Calculate sales commission based on revenue, rate, and tiered structures.
Credit Card Calculator
Calculate how long it takes to pay off credit card debt and total interest cost.
Credit Cards Payoff Calculator
Plan a strategy to pay off multiple credit cards and minimize total interest.
Debt Consolidation Calculator
Compare consolidating multiple debts into a single loan versus paying them separately.
Debt Payoff Calculator
Plan how to pay off debt faster and save on interest.
Debt-to-Income Ratio Calculator
Calculate your debt-to-income ratio to assess borrowing capacity and financial health.
Depreciation Calculator
Calculate asset depreciation using straight-line, declining balance, or sum-of-years methods.
Estate Tax Calculator
Estimate federal estate tax liability based on estate value and exemptions.
FHA Loan Calculator
Calculate FHA mortgage payments including MIP, taxes, and insurance.
Finance Calculator
Solve for any missing loan variable: payment, principal, rate, or term.
Future Value Calculator
Calculate the future value of a present amount with compound growth.
HELOC Calculator
Estimate payments for a Home Equity Line of Credit during draw and repayment periods.
Home Equity Loan Calculator
Calculate payments for home equity loans based on equity and borrowing limits.
Interest Rate Calculator
Find the interest rate needed to reach a financial goal given principal, payment, and term.
Investment Calculator
Project investment growth with regular contributions and compound returns.
IRA Calculator
Project traditional IRA growth with annual contributions and tax-deferred compounding.
IRR Calculator
Calculate the Internal Rate of Return for a series of cash flows.
Lease Calculator
Calculate monthly lease payments for vehicles, equipment, or property.
Loan Calculator
Calculate monthly payments, total interest, and amortization for any loan.
Margin Calculator
Calculate profit margin, markup, cost, and revenue for products and services.
Marriage Tax Calculator
Compare tax liability for married filing jointly versus filing separately.
Mortgage Amortization Calculator
Generate a complete month-by-month mortgage amortization schedule.
Mortgage Calculator
Estimate monthly mortgage payments with taxes, insurance, and PMI.
Mortgage Calculator UK
Calculate UK mortgage payments with stamp duty and UK-specific tax considerations.
Mortgage Payoff Calculator
Calculate how extra payments accelerate your mortgage payoff and save interest.
Mutual Fund Calculator
Project mutual fund growth with regular investments and expense ratio impact.
Payback Period Calculator
Calculate how long it takes for an investment to recoup its initial cost.
Payment Calculator
Calculate monthly payments for any loan amount, rate, and term.
Percent Off Calculator
Calculate the final price after applying a percentage discount.
Personal Loan Calculator
Estimate monthly payments and total interest on personal loans.
Present Value Calculator
Calculate the present value of a future amount using a discount rate.
Real Estate Calculator
Analyze real estate investments including ROI, cap rate, and cash flow projections.
Refinance Calculator
Compare current loan costs with refinancing options to determine savings.
Rent Calculator
Determine how much rent you can afford based on income and expenses.
Rental Property Calculator
Analyze rental property profitability including cash flow, cap rate, and ROI.
Repayment Calculator
Create a debt repayment plan showing payoff timeline and total interest.
Salary Calculator
Convert salary between hourly, weekly, biweekly, monthly, and annual amounts.
Savings Calculator
Project savings growth with regular deposits and compound interest.
Student Loan Calculator
Calculate monthly payments and total cost for student loans.
Take-Home-Paycheck Calculator
Estimate net pay after federal, state, and FICA tax withholdings.
VA Mortgage Calculator
Calculate VA loan payments with no down payment and no PMI requirements.
VAT Calculator
Calculate Value Added Tax: add VAT to a price or extract VAT from a VAT-inclusive amount.
Real Estate
Cap Rate Calculator
Calculate capitalization rate for real estate investment analysis.
Closing Cost Calculator
Estimate closing costs for a home purchase.
Down Payment Calculator
Calculate how much down payment you need for a home.
Home Affordability Calculator
Estimate how much house you can afford based on income and debts.
Rent vs. Buy Calculator
Compare the total costs of renting versus buying a home.
Rental Yield Calculator
Calculate gross and net rental yield for investment properties.
Retirement
401(k) Calculator
Calculate 401(k) growth with employer match and annual contributions.
Pension Calculator
Estimate monthly pension benefits from salary, years of service, and multiplier.
Retirement Calculator
Plan your retirement savings and income needs.
Required Minimum Distribution Calculator
Calculate required minimum distributions from retirement accounts.
Roth IRA Calculator
Project Roth IRA growth with annual contributions and tax-free compound returns.
Social Security Estimator
Estimate Social Security benefits based on claiming age and earnings.
Savings & Investment
Bond Yield Calculator
Calculate bond current yield and approximate yield to maturity.
CD Calculator
Calculate CD maturity value, interest earned, and effective APY.
Compound Interest Calculator
See how your money grows with compound interest over time.
DRIP Calculator
Project portfolio growth with dividend reinvestment (DRIP).
Investment Return Calculator
Calculate annualized returns on your investments.
ROI Calculator
Calculate return on investment for any venture or project.
Savings Goal Calculator
Figure out how much to save monthly to reach your goal.
Simple Interest Calculator
Calculate simple interest on loans or investments.
Tax
Paycheck Calculator
Estimate net pay after federal tax, state tax, and deductions.
Sales Tax Calculator
Calculate sales tax on purchases or find the pre-tax price.
Tax Bracket Calculator
Find your federal income tax bracket and estimated tax.
Income Tax Calculator
Estimate federal income tax liability based on filing status, income, and deductions.
About Financial Calculators
Plan investments, loans, mortgages, retirement, and taxes. CALTRX provides 87 free financial calculators with step-by-step explanations, formulas, real-world examples, and expert tips. Every calculator is designed for clarity and accuracy, helping you understand not just the answer but the reasoning behind it.